Supplemental Insurance

Coverage Options

Explore our four core supplemental insurance offerings. Select any plan to learn how it works, who it's for, and request a free quote from America's Supplemental Insurance Broker.

Select a Plan Category

Click any plan below to read a plain-language explanation, learn how it works, and request a free quote.

Accident / Injury Insurance

Cash benefits paid directly to you after covered accidental injuries

  • Cash paid directly to you after covered accidents
  • Benefits for ER visits, hospitalizations, fractures, and more

Hospital Indemnity / Cancer & Critical Illness

Fixed hospital benefits plus lump-sum cash on a covered diagnosis

  • Fixed daily hospital benefit paid directly to you
  • Lump-sum cash on covered cancer or critical illness diagnosis

Life Insurance & Living Benefits

Protect your family — and access benefits while you're still alive

  • Death benefit paid to beneficiaries
  • Living benefits accessible upon qualifying diagnosis

Disability Income Insurance

Replace a portion of your income if you cannot work

  • Monthly income replacement benefit
  • Short-term and long-term options available
Independent Guidance

Not Sure Which Plan Is Right for You?

As America's Supplemental Insurance Broker, Chris Martin can evaluate multiple carriers and plan options on your behalf. A free, no-obligation consultation can help you understand what is available in your state, what it covers, and what it costs.

Browse Learning Center

Information provided on this page is for educational purposes only and should not be considered legal, tax, financial, or insurance advice. Coverage availability, benefits, exclusions, limitations, and premiums vary by carrier, state, underwriting requirements, and individual circumstances. Not all plans are available in all states. Submitting a quote request does not guarantee coverage, enrollment, or eligibility. Chris Martin | NPN #7335986 | Independent Insurance Broker | Licensed in all 50 states where permitted by law.