Privacy Policy

Information you provide directly: When you submit a quote request, consultation form, or contact form, we may collect:

• Full name
• Email address
• Phone number
• State of residence
• Age and employment status
• Current insurance coverage details
• Coverage interests and budget preferences
• Any additional information you voluntarily provide in message fields

Information collected automatically: When you visit this website, we may automatically collect certain technical information, including:

• IP address and general geographic location
• Browser type and version
• Pages visited and time spent on pages
• Referring website or search terms
• Device type and operating system

We use the information we collect for the following purposes:

• To respond to your inquiry — contacting you by phone or email to follow up on your quote or consultation request
• To provide insurance guidance — identifying coverage options available in your state that may fit your needs
• To improve this website — analyzing usage patterns to enhance content and user experience
• To comply with legal obligations — maintaining records as required by applicable insurance regulations
• To communicate relevant information — sending follow-up educational content or coverage updates, with your consent

We will not use your information for purposes incompatible with those described above without your prior consent.

We do not sell, rent, or trade your personal information to third parties. Your information may be shared only in the following limited circumstances:

• Insurance carriers — with your explicit consent, when requesting a formal quote or submitting an application on your behalf
• Service providers — third-party vendors who assist in operating this website (e.g., hosting, analytics), bound by confidentiality obligations
• Legal requirements — when required by law, court order, or regulatory authority
• Business transfers — in the event of a sale or transfer of business assets, subject to the same privacy protections

Chris Martin operates as an independent broker and is not captive to any single insurance carrier. Sharing your information with a carrier only occurs as part of the quoting or enrollment process, and only with your knowledge and consent.

This website may use cookies and similar tracking technologies to improve your browsing experience and analyze site traffic. Cookies are small text files stored on your device.

Types of cookies we may use:

• Essential cookies — necessary for the website to function properly
• Analytics cookies — help us understand how visitors interact with the site (e.g., Google Analytics)
• Preference cookies — remember your settings and preferences

You can control or disable cookies through your browser settings. Note that disabling certain cookies may affect website functionality. By continuing to use this site, you consent to our use of cookies as described.

We take reasonable administrative, technical, and physical measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:

• Secure HTTPS encryption for all data transmitted through this website
• Limited access to personal information on a need-to-know basis
• Regular review of data collection and storage practices

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. If you believe your information has been compromised, please contact us immediately.

Depending on your state of residence, you may have the following rights regarding your personal information:

• Access — request a copy of the personal information we hold about you
• Correction — request that we correct inaccurate or incomplete information
• Deletion — request that we delete your personal information, subject to legal retention requirements
• Opt-out of communications — unsubscribe from marketing or follow-up emails at any time by replying "STOP" or using the unsubscribe link
• Do Not Sell — we do not sell personal information; no opt-out is required

To exercise any of these rights, please contact us using the information in the Contact Us section below. We will respond to verified requests within 30 days.

California Residents (CCPA): California residents have additional rights under the California Consumer Privacy Act. For more information or to submit a request, please contact us directly.

This website may contain links to third-party websites, including insurance carrier websites, educational resources, or partner organizations. These sites have their own privacy policies, and we are not responsible for their content or practices.

We encourage you to review the privacy policy of any third-party site you visit. The inclusion of a link does not imply endorsement of that site or its privacy practices.

This website is not directed to children under the age of 13, and we do not knowingly collect personal information from children. If you believe a child under 13 has provided us with personal information, please contact us immediately and we will take steps to delete that information.

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or website features. When we make material changes, we will update the "Last Updated" date at the top of this page.

We encourage you to review this Privacy Policy periodically. Your continued use of this website after any changes constitutes your acceptance of the updated policy.

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us: